The IRS began accepting 2024 tax returns on January 27, 2025. For electronically filed returns with direct deposit, refunds are typically issued within 21 days of acceptance. Here’s an estimated timeline:
- E-filed with direct deposit: Expect your refund within 1–3 weeks.
- E-filed with paper check: Refunds may take up to 4 weeks.
- Paper-filed returns with direct deposit: Approximately 3 weeks.
- Paper-filed returns with paper check: Up to 2 months.
For example, if your e-filed return was accepted on April 28, you could expect your direct deposit refund by May 19.
Factors That May Delay Your Refund
Several factors can affect the timing of your refund:
- Claiming certain credits: If you claimed the Earned Income Tax Credit (EITC) or the Additional Child Tax Credit (ACTC), the IRS, by law, cannot issue refunds before mid-February. Most of these refunds are available by March 3.
- Errors or incomplete information: Mistakes on your return or missing information can delay processing.
- Paper filing: Mailed returns take longer to process than e-filed returns.
- Banking issues: Incorrect bank account information can delay direct deposits.
Tracking Your Refund
You can monitor the status of your refund using the IRS’s “Where’s My Refund?” tool:
- Online: Visit irs.gov/refunds
- IRS2Go App: Available on iOS and AndroidIRS
You’ll need your Social Security number, filing status, and exact refund amount to check your status. The tool is updated once daily, typically overnight.
Average Refund Amounts
In 2025, the average IRS tax refund increased by 3.3% from the previous year, reaching approximately $2,945. Refund amounts vary based on individual circumstances, including income, deductions, and credits claimed.
Important Update: Paper Checks Phased Out
Starting September 30, 2025, the U.S. Treasury will cease issuing paper checks for federal tax refunds. Taxpayers are encouraged to choose direct deposit, prepaid debit cards, or digital wallets to receive refunds. Limited exceptions will be available for those who qualify.